Terms & Conditions

Please read these Terms and Conditions (“T&C”) carefully.

In these T&C, “JaeRae Live” means Jae Rae Live LLC, an American private company, doing business as JaeRae Live and https://www.JaeRaeLive.com. “You” or “you” means the purchaser of any goods or services from JaeRae Live.

These T&C are a contract between JaeRae Live and You.

You must agree to these T&C before you are permitted to use any JaeRae Live e-course, one-on-one or group coaching, class, program, workshop, training, book, e-book, workbook or guide, attend a JaeRae Live live event, or enter any online private forum or membership site operated by JaeRae Live (for any purpose), whether on a website hosted by JaeRae Live or a third-party website such as facebook.com (collectively “a Program”).

If you do not agree with these T&C, you may not use any part of a Program.

As used in these T&C, the term “Releasees” means the following: (i) JaeRae Live, its subsidiaries, affiliated companies, owners, members, managers, directors, officers, past and present employees, agents, coaches, representatives, successors and assigns (collectively “the Company”); (ii) any Company volunteers and (iii) Jennifer Rae Lamas.

NOTE TO MINORS: You must be at least 18 years old to open an account with JaeRae Live or receive a Tarot reading. JaeRae Live also requires that You ask for permission from your parents before accessing any Program or Content. You acknowledge that your parent or guardian has reviewed, understood and agreed to the terms below.

NOTE TO PARENTS/GUARDIANS OF MINORS: You acknowledge that you have reviewed, understood and agreed to the terms of this Agreement (such terms being interpreted as if they applied both to you and your minor child/ward) and have the legal authority to enter into this Agreement on behalf of your minor child/ward.

Children under the age of 13 are not permitted to use this Program. The Company hereby disclaims all liability for use by individuals under the age of 13.



All goods and services are charged in US dollars. 

All payment plans and subscriptions shall be paid by credit or debit card only. You give us permission to automatically charge your credit or debit card for all fees and charges due and payable to the Company, without any additional authorization, for which you will receive an electronic receipt. You also agree that the Company is authorized to securely share any payment information and instructions required to complete the payment transactions with its third-party payment service providers (e.g., credit card transaction processing, merchant settlement, and related services).

At the time of purchase, you must either pay for a product or course in full or sign up for a payment plan if offered. Courses include a series of modules; you cannot choose to pay for one module and not others.

If you are on a payment plan for our courses Master the Tarot Card Meanings (MTCM) or Read Tarot with Confidence (RTWC), you will gain access to one module per payment/week for seven (7) weeks.

If you are on a payment plan for Grow Your Tarot Business Online (GYTBO), you will gain access to one module per payment/month for six (6) months.

If you are on a payment plan for any of the Spirituality Programs and you fail to make payment in a timely manner in accordance with these T&C or voluntarily decide to withdraw from a Program at any time or for any reason, you will remain fully responsible for the full cost of the Program and all payments in any payment plan you choose.

If you fail to make any payment when it is due, your account status will be changed to “collections” and we will attempt to charge your credit or debit card every 2 days for 10 days. If payment is not received by the tenth day, we reserve the right to terminate your access to any Program and all Content immediately and permanently.

All Sales are final and due to the nature of our product you agree by purchasing that no refunds will be given at any time. 

Username And Password

To access certain features of a Program, including any private membership areas, you may need a username and password. You agree to keep your username and password confidential. During the registration process for any service or product, you agree to provide true, accurate, current and complete information about yourself. If the Company has reasonable grounds to suspect that you have provided false information, shared your username and password with anyone else, or forwarded any non-public material from a Program to any other person, the Company has the right to suspend or terminate your account and refuse any and all current or future use of a Program or any Content, in whole or part, without refund. Any personally identifiable information you provide as part of the registration process is governed by the terms of the Company’s website Privacy Policy.


All JaeRae Live’s digital products come with “lifetime access” to course content and materials, for your personal use only, unless a refund is granted or you have failed to make a payment. Lifetime Access is defined as the lifetime of the Company and Service being provided. If for any reason, JaeRae Live should dissolve or cease to exist, then your access (and this agreement) will be terminated. Lifetime access is non-transferrable.

Upon purchasing a course, you will receive one username and password for that course. Access to purchased courses is limited to one user.

Live Events

The Company reserves the right to change the event, including its date and location, at any time. Tickets for live events are not refundable but are transferable to another attendee by emailing the transferee’s full name and email address to team at jaeraelive.com at least three business days prior to the event. The Company reserves the right to prohibit entry or to eject any person from a live event if the Company, in its sole discretion, deems the attendee’s behavior to be unsafe, disruptive, offensive or inappropriate in any way.

Image Release

In registering for live events you grant permission for the Company to take and to have full and free use of video/photographs containing your image and/or likeness. You understand these images may be used for promotional, news, online/multimedia, research and/or educational purposes by and for the Company. You agree that you are not entitled to remuneration, residuals, royalties or any other payment in respect of your image/likeness or its use. You release, discharge, and hold harmless the Company and its agents from any and all claims, demands or causes of actions that you may hereafter have by reason of anything contained in the photographs or video. If you do not agree to the above image release, you must advise the Company by email as soon as possible at support@jaeraelive.com.

Tarot Reading Disclaimer

1) The Company provides access to Tarot readers and Tarot readings for entertainment and information purposes only.

The information you receive on our website or through a Tarot reading is provided for entertainment and information purposes only.  You must be at least 18 years old to open an account with JaeRae Live or receive a reading.

2) The Company is not responsible for actions taken by Tarot readers. 

Tarot readers on our website not responsible for the actions or omissions of any reader (including the contents of any reading) whether on our website or otherwise.

The Company, does not guarantee the accuracy or results of any reading. 

3) The Company is not responsible for how you use our website or information gained on, or through, it. 

Your use of the information on our website or provided during a Tarot reading (whether you pay for it or it is free), is subject to these Terms and Conditions and does not create a relationship with the Company or any of our directors, officers, employees or contractors.  We have used reasonable efforts to ensure the accuracy and completeness of all content on the website.  However, information on the website or delivered during a Tarot reading (collectively, “Information”) is provided for entertainment and information purposes only and you should not rely on it to make important decisions.  Information on the website or which is delivered in a Tarot reading is not a substitute for hiring an appropriate professional advisor or seeking the advice or counsel of a qualified health care professional.

Neither the Company nor its Tarot readers is responsible for your (or any other person’s) use of any Information.  In no event will the Company or any Tarot reader be liable for any direct or indirect damages however caused to you or any other person, even if the Company or a Tarot reader is advised of the possibility of such damage. 

4) JaeRae Live does not offer crisis or other counseling or professional advice of any nature. 

Neither the Company nor any Tarot readers provides any financial, legal, tax, investment, health, relationship, counseling or other professional services.  A Tarot reading should NOT be used as a substitute for seeking professional advice on any matter or professional care for the diagnosis and/or treatment of physical, mental or psychiatric illness or disorder.   You should never avoid or delay seeking professional medical advice or other professional advice because of Information you read on our website or received during a reading.  You should not rely solely on any Information you read on our website or received during a reading when making important decisions. You should consult with an appropriate professional advisor or health care professional before taking action based on any Information you read on our website or received during a reading, Your reliance on Information on the website or provided during a Tarot reading is your responsibility and is solely your choice.  The Company does not recommend or endorse any specific courses of action, products, procedures, treatments, medications, opinions, or other information that may be mentioned, discussed, or described on the Site or discussed in a Tarot reading.


5) Tarot readers may refuse a request for a Tarot reading. 

The Company does not require Tarot readers to accept all requests for a Tarot reading and reserves the right to refuse a Tarot reading to any person for any reason.  If a Tarot reader does not accept your request for a reading (free or otherwise), the Company will not intervene.  Please accept the refusal graciously.  You may request a reading from another Tarot reader, subject to our time limitations. 

A Tarot reader has the right to terminate a reading at any time if a customer’s comments and/or behaviour are deemed by the Tarot reader to be inappropriate, abusive, or threatening. Tarot readers will report the termination of a Tarot reading to Biddy Tarot and the customer may be denied future access to the website and/or future Tarot readings. Such a report made by a Tarot reader will not violate Biddy Tarot’s Privacy Policy.

Ownership of the Content

The words, videos, voice and sound recordings, training materials, design, layout, graphics, photos, images, information, materials, documents, data, databases and all other information and intellectual property accessible on or through the Company website, any third-party website the Company may use to distribute or host a Program, and contained in e-mails sent to you by the Company, as well as the look and feel of all of the foregoing (“the Content”) is property of the Company and/or our affiliates or licensors, unless otherwise noted, and it is protected by copyright, trademark, and other intellectual property laws.

Intellectual Property Rights

The Company’s Limited License to You

If you view, purchase or access any Program or any of the Content, you will be considered our Licensee. For the avoidance of doubt, you are granted a revocable, non-exclusive, non-transferable license for personal, non-commercial use only, limited to you only. 

This means you may view, download, print, email and use one copy of individual pages of a Program and Content for your own personal purposes or your own business only. You may not republish, reproduce, duplicate, copy, sell, display, distribute to friends or family, or otherwise use any material from a Program or Content for commercial purposes or in any way that earns you money (other than by applying them generally in your own business). By downloading, printing, or otherwise using a Program or Content for personal use you in no way assume any ownership rights of the Content – it is still Company property.  Any reproduction or unauthorized use of any materials found in a Program or Content shall constitute infringement. 

You must receive our written permission before using any part of a Program or Content for your own commercial use or before sharing with others.

The trademarks and logos displayed on a Program or Content are trademarks belonging to the Company, unless otherwise indicated. Any use including framing, metatags or other text utilizing these trademarks, or other trademarks displayed, is strictly prohibited without our written permission.

All rights not expressly granted in these terms or any express written license, are reserved by us.

Unauthorized Use

Your use of any materials found in a Program or Content other than that expressly authorized in this agreement or by a separate written assignment, is not permitted (“Unauthorized Use”). You agree to pay liquidated damages of five (5) times the total fees paid for a Program in the event of your Unauthorized Use, or a minimum of $5,000 if you did not pay fees for a Program, in addition to any legal or equitable remedies the Company may be entitled to pursue.  This is not a penalty but an agreed liquidated damages charge for the Unauthorized Use.

Your License to the Company

By posting or submitting any material in the JaeRae Live community, Facebook group page, or during a Program or webinar, such as comments, posts, photos, designs, graphics, images or videos or other contributions, you are representing to us that you are the owner of all such materials and you are at least 18 years old. You are also granting us, and anyone authorized by us, an unlimited, royalty-free, perpetual, irrevocable, non-exclusive, unrestricted, transferable worldwide license to use, copy, modify, transmit, sell, exploit, create derivative works from, distribute, and/or publicly perform or display your contributions, in whole or in part, in any manner or medium, now known or developed in the future, for any purpose. This right includes granting us proprietary rights or intellectual property rights under any relevant jurisdiction without any further permission from you or compensation by us to you, or us identifying you as the source of your content. 

You also consent to photographs, videos, and/or audio recordings, including teleconference calls, webinars, live events, or other communications, that may be made by the Company during a Program that may contain you, your voice and/or your likeness. In the Company’s sole discretion, we reserve the right to use these photographs, videos, and or/audio recordings and/or any other materials submitted by you to the Company or created by the Company in connection with your participation in any Program, without compensation to you at any time, now or at any time in the future. 

You also grant us, and anyone authorized by us, the right to use your likeness and identify you as the author and individual depicted in any comments, posts, photos, images, videos or other contributions created by you or the Company, or by name, email address, or screen name, for any purposes, including commercial purposes and advertising. You acknowledge that we have the right but not the obligation to use any contributions from you and that we may elect to cease the use of any such contributions at any time for any reason.

We will let you know if we intend to share your content outside the JaeRae Live Community.  We will never share Tarot readings or details about Tarot readings, which are private and confidential.

This means you give the Company permission to use anything you submit or post in a Program or any third-party forum or website operated by the Company, or anything captured by the Company during your participation in a Program, including images in which your face is visible and recognizable.  

Request for Permission to Use the Content

You may not use any of the Content, or other intellectual property or other property belonging to us without obtaining prior authorization from the Company.  If you wish to seek the Company’s permission to use any of the Content, or any other intellectual property or property belonging to us, you should request permission in writing BEFORE you use the Content by sending an e-mail to support@jaeraelive.com.

If you are granted permission by the Company, you agree to use the specific Content that the Company allows and only in the ways for which the Company has given you its written permission. If you choose to use the Content in ways that the Company does not specifically give you written permission, you agree now that you will be treated as if you had copied, duplicated and/or stolen such Content from us, and you consent to immediately stop using such Content and to take whatever actions as we may request and by the methods and in the time frame that we prescribe to protect our intellectual property and ownership rights in a Program and Content.


Sign up to our newsletter